Terms of Service

By accessing this site, you agree to these terms. If you do not agree, do not use the site.

The calculator and supporting pages provide mathematical and educational information. They do not constitute investment, tax, legal, accounting, retirement, or personalized financial advice.

You are responsible for your assumptions and for obtaining professional advice before making financial decisions.

Future-value results depend entirely on the inputs selected. Rates, inflation, market behavior, taxes, fees, account rules, and personal circumstances can differ from any assumption used in a calculation.

Historical data does not guarantee future results, and no outcome presented by the site is promised or guaranteed.

The site aims to document formulas and source methodology clearly, but mathematical content, source data, and page content may contain errors or become outdated. Pages may be changed, suspended, or discontinued without notice.

The site is provided on an as-is and as-available basis, without warranties of merchantability, fitness for a particular purpose, accuracy, uninterrupted operation, or error-free functionality.

You may use the public calculator for lawful personal and educational calculations. You may not interfere with the service, attempt to disrupt or bypass security controls, misrepresent the origin of the content, or use automated traffic in a way that harms availability.

Site text, design, code, and original documentation remain the copyright of Future Value Calculator. Third-party source names and data remain subject to their respective rights and terms.

To the maximum extent permitted by applicable law, Future Value Calculator is not liable for indirect, incidental, special, consequential, punitive, or lost-profit damages, or for losses arising from reliance on calculator results or educational content.

Nothing in these terms limits obligations that cannot legally be limited. If a court finds any provision unenforceable, the remaining provisions continue to apply.

These terms may be updated by publishing a revised version with a new effective date. Continued use after publication means you accept the revised terms.

Questions about these terms may be submitted through the public repository issue tracker at https://github.com/LaoZYi/future-value-calculator. Do not include personal financial information in a public issue.